The spring sun on your skin, the scent of blooming flowers in the nose, wind in her hair - Cabriofahren is the feeling of freedom on the road. But there is a lot to consider - especially when it comes to insurance.
Especially important: Many specially typical of convertibles risk of damage is not covered by comprehensive insurance.
Best Example: Who can open his car and this is set by a sudden rainstorm under water, has simply had bad luck. The insurance need not pay.
The open-air fun would soon clouded. Lilo Blunck, chief executive of the Confederation of the insured (BdV), advises: "Get off the convertible season, a picture of what can happen to you. Insurance companies play a big role. "But not only the weather can make for nasty surprises.
For example, if the plastic rear window kinks or scratches scored. The insurance covers only breakage. Even with a hernia as it can cause problems if the window is made of plastic and not glass.
And when the roof ripped open, but nothing was stolen? Lilo Blunck: "Such vandalism damage is covered by comprehensive insurance. The partial coverage but not enough. "
Regardless of whether the Convertible is open or closed: Only the theft received from fixed or fitted or carried, closed parts is assured. This way, including the radio.
Disappear around sunglasses or CDs from the convertible, there is no money from the insurance. Blunck: "Ask your household insurer in such cases, whether he paid for the theft. In some policies, burglary of a motor vehicle is insured. "
Whether the car when parked "at the top can be left without" depends on the duration and parking. Always close windows and doors and lock the steering wheel. Is it dark or is the convertible in a lonely road, you should close the roof in any case. This is recommended especially abroad.
